17 Gerrard Street, St. Catharines, ON
L2R 5S8
Listed October 21, 2026
About this property
Enjoy downtown living on a quiet street just minutes from Montebello Park! This spacious double brick home offers a wide lot, parking for up to three vehicles and a low maintenance backyard. Inside, you'll find hardwood flooring throughout the main and upper levels, a bright open kitchen, two bedrooms plus a separate office and 1.5 bathrooms. The second floor features convenient laundry and a bathroom with a separate tub and shower. The full height, fully finished basement provides plenty of additional living space, perfect for a rec room or home entertainment area. Ideally located close to downtown shops, restaurants, parks and everyday amenities, this home offers a great combination of space, comfort and convenience.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 17 Gerrard Street — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$3,185/mo
About $38,220 a year
- Rent$2,750
- $330
- Tenant insurance$30
- Internet$75
Cash needed to move in
- First month's rent
- $2,750
- Last month's rent deposit
- $2,750
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $1,400
- Total
- $7,000
Your first 12 months
- Rent and monthly costs12 months
- $38,220
- Moving & set-up
- $1,400
- Total
- $39,620
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $124,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $2,802/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
17 Gerrard Street, St. Catharines, ON
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Last Updated: October 21, 2026
Listing Office: REALTY NETWORK
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