




12041 Augustine Road, Wainfleet, ON
L0S 1V0
Listed August 26, 2026
Property Tour
About this property
Life slows down on Augustine Road. This 4-bedroom brick bungalow sits directly on Lake Erie with 20 feet of private waterfront, tucked between Long Beach and Belleview Beach - two of the finest sandy stretches on the lake, both minutes from your door. Inside, 1,111 square feet is oriented around the water. A large bay window frames the lake from the main living area, and the refreshed kitchen and dinette flow into a sunroom built for the way people actually use a lake house: everyone in one room, doors open, nobody in a rush. The primary bedroom fills with natural light, and three additional bedrooms leave room for family, grandkids and weekend guests. Out back, the yard opens to the shoreline, where a recently rebuilt break wall means the big-ticket work is already behind you. Summer runs from the first barbecue to the last bonfire, with sunsets thrown in nightly. At street level, a detached two-car garage swallows the cars, the toys and every piece of water gear you own. Then there's the part that makes it rare: municipal water and natural gas - services most Lake Erie properties do without - with Port Colborne roughly 14 minutes away for groceries, schools and everyday amenities, and the QEW and Niagara wine country an easy drive beyond. Full-time home, four-season cottage or income property - waterfront with year-round services doesn't come up often on this shoreline.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12041 Augustine Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$154,980 · Minimum $52,490
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,018/mo
About $60,216 a year
- $3,428
- $489
- Home insurance$125
- Utilities$330
- Maintenance & repairs$646
Cash needed to close
- Down payment (20%)
- $154,980
- Ontario land transfer tax
- $11,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $169,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12041 Augustine Road, Wainfleet, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 26, 2026
Listing Office: RE/MAX ESCARPMENT GOLFI REALTY INC.
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