




12 Glenhurst Circle, St. Catharines, ON
L2T 1Z1
Listed September 28, 2026
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About this property
An opportunity for multi-generational families or investors looking for income potential! Tucked away on a quiet cul-de-sac in an ultra-convenient location, this 6-bedroom (5+1), 2-bath side-split offers a highly flexible layout for a variety of needs. The main floor features a bright living room, a functional dining area connecting to the kitchen. Down the hall, three bedrooms and a bathroom, and just a few steps up, there are two additional bedrooms which provide flexibility for a large family, home offices, or an extended rental setup. There are 5 bedrooms total on this level! The fully finished basement accessed through the kitchen plus its own separate entrance includes a kitchenette, a bathroom, and a large recreation room with a cozy gas fireplace. This layout makes it an ideal setup for a secondary income suite or a student rental. Outside, the property has a spacious backyard with a large patio framed by mature evergreen trees. Everyday convenience is a breeze with a single attached garage and an oversized driveway that easily accommodates 3+ vehicles. Location is everything: you are close to major amenities with easy access to transit routes serving local shopping centres, Brock University, and Niagara College. With its unbeatable space, layout, and location, this property makes perfect sense as both a forever family home and a turnkey investment.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12 Glenhurst Circle — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$128,000 · Minimum $39,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,240/mo
About $50,880 a year
- $2,831
- $421
- Home insurance$125
- Utilities$330
- Maintenance & repairs$533
Cash needed to close
- Down payment (20%)
- $128,000
- Ontario land transfer tax
- $9,275
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $139,775
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12 Glenhurst Circle, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 28, 2026
Listing Office: BOSLEY REAL ESTATE LTD.,
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