




116 Lowell Avenue, St. Catharines, ON
L2R 2E2
Listed June 10, 2026
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About this property
Beautiful century home with old style character and charm mixed with modern conveniences. Located near the heart of downtown and walking distance to everything! Enjoy the countless restaurants and boutiques just a short walk away. Take in a show at the Performing Arts Centre. More of a concert goer? Catch your favorite band or an Ice Dogs game at the Meridian Centre. Enjoy a stroll through picturesque Montebello park where the annual Wine Festival is held. Enjoy your morning coffee on the expansive covered front porch. Enter into a spacious foyer where you will find a living room/dining room combination to your left. Lots of room for the whole family in the eat in dining room. Through the kitchen there is a bonus addition which includes a family room and 2 pc bathroom, a rare find. The door from the family room leads to a fenced yard with a deck great for entertaining on those nice summer nights. The kitchen includes all the appliances and a walk in pantry for ample storage. Take the wood staircase up to the second level where you will find 3 good sized bedrooms and an updated 4pc bathroom. This home is an excellent option for investors, first time buyers or those looking to downsize. This one way street keeps the flow of traffic down and the property includes a private driveway for two vehicles. Some notable updates include, insulation, 100amp service on breakers, windows in 2019 and brand new A/C 2025. Shingles over addition replaced 2025. This home is close to all amenities and may be exactly what you are looking for!
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 116 Lowell Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,980 · Minimum $24,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,326/mo
About $39,912 a year
- $2,211
- $243
- Home insurance$125
- Utilities$330
- Maintenance & repairs$417
Cash needed to close
- Down payment (20%)
- $99,980
- Ontario land transfer tax
- $6,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
116 Lowell Avenue, St. Catharines, ON
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Last Updated: June 10, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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