10 Graham Street, St. Catharines, ON
L8N 5L2
Listed September 18, 2026
About this property
Great location - steps to the shore of Lake Ontario in sought after Port Dalhousie. This quaint bungalow has a good sized living room, modern kitchen and eating area, 2 bedrooms, a 4 piece bathroom and laundry room. No carpet. This home shows well. Enjoy sitting on the front patio with a view of the lake. Two sheds for your convenience and a great fenced backyard. Side driveway can park 3 cars in tandem. This is a perfect place to call home.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 10 Graham Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$111,800 · Minimum $30,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,739/mo
About $44,868 a year
- $2,473
- $345
- Home insurance$125
- Utilities$330
- Maintenance & repairs$466
Cash needed to close
- Down payment (20%)
- $111,800
- Ontario land transfer tax
- $7,655
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $121,955
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
10 Graham Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 18, 2026
Listing Office: ROYAL LEPAGE STATE REALTY
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