98 Village Road, St. Catharines, ON
L2T 3C1
Listed September 28, 2026
Property Tour
About this property
HOME ISN'T JUST WHERE YOU LIVE - IT'S WHERE YOU ESCAPE TO. WELCOME HOME TO YOUR OWN PRIVATE HAVEN! Tucked away on a beautiful ravine lot in the sought-after South End of St. Catharines, 98 Village Road is a very special completely updated bungalow where comfort, style and outdoor living come together beautifully. From the moment you arrive, the gorgeous new front porch, complete with custom posts, sets the tone for a home that feels warm, welcoming and truly loved. It's the perfect spot to enjoy your morning tea or unwind at the end of the day. Step inside and discover a beautifully refreshed interior featuring a large new kitchen with new appliances, stylish new flooring throughout, two generously sized bedrooms and an updated 4-piece bathroom. The thoughtful updates and inviting layout make this home truly move-in ready. And then there's the backyard... your own private staycation destination! Surrounded by beautiful gardens and the peaceful backdrop of the ravine, this outdoor space is designed for relaxing and entertaining. Enjoy summer evenings on the covered back patio, soak in the hot tub under the stars, or take a dip in the new swim spa - perfect for year-round enjoyment. The lower level adds even more living space with a cozy recreation room, updated 4-piece bathroom and an abundance of storage for all your needs. Beautifully updated. Peacefully set. Designed for everyday enjoyment. Whether you're looking for a quiet retreat, a home to entertain family and friends, or simply a place where you can slow down and enjoy life, 98 Village Road is ready to welcome you home.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 98 Village Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$139,980 · Minimum $44,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,599/mo
About $55,188 a year
- $3,096
- $465
- Home insurance$125
- Utilities$330
- Maintenance & repairs$583
Cash needed to close
- Down payment (20%)
- $139,980
- Ontario land transfer tax
- $10,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $152,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
98 Village Road, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 28, 2026
Listing Office: RE/MAX GARDEN CITY REALTY INC, BROKERAGE
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