92 Loretta Drive Unit 9, Niagara-on-the-Lake, ON
L0S 1T0
Listed July 22, 2026
About this property
Welcome to 9-92 Loretta Drive, an exceptional opportunity to call Niagara-on-the-Lake home for just $699,000. Located in the heart of Virgil, this beautifully maintained bungalow townhouse is an ideal option for downsizers or anyone seeking comfortable main-floor living with minimal upkeep.Grass cutting, garden maintenance, and snow removal are all taken care of through the low condo fee, giving you more time to enjoy everything NOTL has to offer. The home also features an attached single-car garage, providing secure parking, extra storage, and convenient direct access.Lovingly cared for and thoughtfully updated over the years, the home offers fresh paint, a five-year-old air-conditioning unit, and charming improvements to the private rear deck. Gorgeous landscaping enhances both the front and back of the property, creating peaceful outdoor spaces to relax and enjoy.Inside, the inviting living room is centred around a cozy fireplace, while the sprawling basement offers excellent potential for overnight guests, a recreation room, hobby space, home office, or additional living area. Offering bungalow living, a private outdoor setting, an attached garage, and low-maintenance convenience at a remarkable price, this Virgil home represents outstanding value in Niagara-on-the-Lake.
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 92 Loretta Drive Unit 9 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$139,800 · Minimum $44,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,177/mo
About $50,124 a year
- $3,092
- $369
- Condo / maintenance fees$275
- Home insurance$35
- Utilities$260
- Maintenance & repairs$146
Cash needed to close
- Down payment (20%)
- $139,800
- Ontario land transfer tax
- $10,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $152,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
92 Loretta Drive Unit 9, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: July 22, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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