




25 BALMORAL Drive, Niagara-on-the-Lake, ON
L0S 1J0
Listed September 8, 2026
Property Tour
About this property
Incredible freehold townhome bungalow with loft with a lovely garden and gorgeous updates, tucked away on a quiet cul-de-sac in a picturesque little enclave. Featuring four bedrooms, three bathrooms, two parking spots and a beautiful main-floor primary suite, this home offers an exceptional layout with a gorgeous kitchen, inviting living room with fireplace and plenty of space for family and guests. The full unfinished basement is ready for you to use and finish exactly as you please. Best of all, in just moments you can walk to world-class wineries, charming shops, restaurants and Lake Ontario. Beautifully updated, wonderfully located and incredibly hard to find, this hidden gem is a rare opportunity.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 25 BALMORAL Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$159,800 · Minimum $54,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,902/mo
About $58,824 a year
- $3,534
- $504
- Home insurance$105
- Utilities$260
- Maintenance & repairs$499
Cash needed to close
- Down payment (20%)
- $159,800
- Ontario land transfer tax
- $12,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $174,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
25 BALMORAL Drive, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 8, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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