43 Church Street Unit 203, St. Catharines, ON
L2R 7E1
Listed September 1, 2026
About this property
Own a fully leased commercial condo in the heart of downtown St. Catharines , an exceptional investment opportunity at Suite 203 , 43 Church Street. Secured with a multi year lease, until July 31, 2028, to a AAA tenant, this property delivers immediate, reliable income with an attractive cap rate. Condo area 1892.8 sq. ft., Leasable area 2250 sq ft. Base Rent $10 / sq ft. +TMI $13.19 /sq ft. , Common Fees are $1468.83, Property Taxes for 2025 are $8134.35. One Tandem parking and included: Unit #21. This beautifully designed office space offers a bright, modern, and highly functional layout in the vibrant Downtown Core. The open concept workspace is flooded with natural light through expansive windows and includes a professional reception area, and the convenience of underground parking. Ideal for investors seeking stable returns, this versatile commercial condo is well-suited for professional offices, service based businesses, or medical related uses. Positioned steps from restaurants, bars, the Courthouse, City Hall , shopping, and countless amenities. This prime location enhances both tenant appeal and long term value.
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 43 Church Street Unit 203 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$65,800 · Minimum $65,800
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One-time costs
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Estimated monthly cost of ownership
$2,133/mo
About $25,596 a year
- $1,455
- $678
Cash needed to close
- Down payment (20%)
- $65,800
- Ontario land transfer tax
- $3,410
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $71,710
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
43 Church Street Unit 203, St. Catharines, ON
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Last Updated: September 1, 2026
Listing Office: REVEL Realty Inc., Brokerage
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