81 Ziraldo Road, St. Catharines, ON
L2N 6S8
Listed September 27, 2026
Virtual Tour
About this property
Beautifully kept and cared for multi level sidesplit located in a great family area in north St. Catharines. Nicely landscaped with fully fenced rear yard, shed, above ground pool with newer liner and new surrounding deck. The interior includes a raised eat-in kitchen, living room/dining room open concept and main level family room with fireplace and built in cabinets leading to an attached three season sunroom. The lower level has a finished recreation room with pool table and leads to a basement ideal for workshop and laundry. The attached garage has an inside entrance, the large tiled foyer provides easy access to all the main levels. This home is available for a quick closing if needed and there is nothing to do but move in.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 81 Ziraldo Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$159,980 · Minimum $54,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,100/mo
About $61,200 a year
- $3,538
- $440
- Home insurance$125
- Utilities$330
- Maintenance & repairs$667
Cash needed to close
- Down payment (20%)
- $159,980
- Ontario land transfer tax
- $12,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $174,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
81 Ziraldo Road, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 27, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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