8 Fernwood Terrace, St. Catharines, ON
L2T 3W5
Listed September 7, 2026
Virtual Tour
About this property
Welcome to 8 Fernwood Terrace, a spacious 4-level sidesplit offering plenty of room and flexibility for today's family. With 3+1 bedrooms, 4 bathrooms, two kitchens and multiple living areas, the home is well suited for a large or multi-generational family. The lower levels have a separate entrance, second kitchen, additional bedroom, family/rec space and laundry, providing excellent in-law suite potential with added privacy.The backyard is a standout, featuring a heated in-ground pool, large covered patio for BBQs and gatherings, outdoor game area, plus a pool-side building with a sauna and 3-piece bathroom-a great setup for summer entertaining.Located in the established Glenridge neighbourhood, close to Brock University, schools, parks, public transit, the Pen Centre and everyday shopping, with convenient access to trails and other Niagara amenities. A home that brings together family space, flexible living and a backyard made to enjoy.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 8 Fernwood Terrace — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$159,800 · Minimum $54,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,200/mo
About $62,400 a year
- $3,534
- $545
- Home insurance$125
- Utilities$330
- Maintenance & repairs$666
Cash needed to close
- Down payment (20%)
- $159,800
- Ontario land transfer tax
- $12,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $174,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
8 Fernwood Terrace, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleSt. Catharines
$799,000
7 Glenayr Place
For SaleVideo tourSt. Catharines
$799,000
53 Mountain Street
For SaleSt. Catharines
$799,900
12 Bayshore Crescent
For SaleVirtual tourSt. Catharines
$770,000
20 Jessica Drive
For SaleSt. Catharines
$769,900
311 Main Street
For SaleVirtual tourSt. Catharines
$769,000
20 Consiglia Drive
Last Updated: September 7, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.