74 Sterling Street, St. Catharines, ON
L2S 3T3
Listed October 23, 2026
Virtual Tour
About this property
Welcome to 74 Sterling St! This beautifully maintained 1,880-square-foot, two-storey home features an attached garage, double-car driveway, fully finished basement, and a fully fenced backyard retreat complete with a patio and gazebo. The interior welcomes you with stylish shiplap details, updated lighting, and a refreshed staircase with iron balusters and a runner. The heart of the home is the newly updated kitchen (Dec 2024), showcasing sleek quartz countertops and smart LG appliances backed by a transferable warranty. Unwind in the living area highlighted by an inviting fireplace with custom stone veneer and an authentic barn beam mantel. Downstairs, the finished lower level provides excellent additional living space, newly refreshed with vinyl flooring in the hall and rec room along with new stair carpeting. Major updates provide total peace of mind, including a new garage door, updated front windows, and exterior lights (2026), professional backyard landscaping, a central vacuum, and duct cleaning (2025). Situated in a fantastic, family-friendly neighbourhood close to schools, parks, shopping, and highway access. Turn-key and ready to enjoy-book your tour today!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 74 Sterling Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$147,980 · Minimum $48,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,819/mo
About $57,828 a year
- $3,273
- $474
- Home insurance$125
- Utilities$330
- Maintenance & repairs$617
Cash needed to close
- Down payment (20%)
- $147,980
- Ontario land transfer tax
- $11,273
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $161,753
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
74 Sterling Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 23, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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