689 Sandy Bay Road, Haldimand, ON
N1A 2W6
Listed June 5, 2026
About this property
Spectacular waterfront location with stunning lake views that stretch for miles. This fabulous property is nestled among mature towering oak trees, providing natural shade and ultimate privacy. Located on a quiet dead-end road this spacious 4-bedroom home offers the perfect retreat from city life. The bright and airy open concept living area features a wall of windows that captures spectacular water views from the main living spaces. Outside, enjoy a large private lot with plenty of room for children and pets to play, armour stone break wall protection, and steps leading down to the shoreline. Just steps away from Freedom Oaks Golf Club's semi-private 18-hole course and restaurant, and only minutes to town, this property offers an exceptional blend of recreation, relaxation, and natural beauty. Bonus detached garage located on the south side of the road provides additional storage for vehicles, water toys, or workshop space.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 689 Sandy Bay Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$155,000 · Minimum $52,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,942/mo
About $59,304 a year
- $3,428
- $413
- Home insurance$125
- Utilities$330
- Maintenance & repairs$646
Cash needed to close
- Down payment (20%)
- $155,000
- Ontario land transfer tax
- $11,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $169,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
689 Sandy Bay Road, Haldimand, ON
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Last Updated: June 5, 2026
Listing Office: ROYAL LEPAGE STATE REALTY
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