68 Carlton Street, St. Catharines, ON
L2R 1P8
Listed September 10, 2026
About this property
Welcome to 68 Carlton Street, a renovated bungalow offering flexible living space and excellent investment potential in a convenient St. Catharines location. Updated in 2021, the main level features a bright open-concept layout with pot lights in the living room, and an electric fireplace. The modern kitchen is complete with quartz countertops, stainless steel appliances, ample cabinetry, and patio doors leading to a spacious covered deck, perfect for outdoor dining and entertaining. The main floor also offers two comfortable bedrooms, a contemporary 3 piece bathroom with a large rain shower, and a convenient 2-in-1 washer and dryer. The finished basement offers additional living space with a separate entrance, a kitchenette, 4 piece bathroom, bedroom, and a versatile bonus room ideal for a home office. Outside, the property features a detached single-car garage and a private driveway with additional parking. Conveniently located with easy access to shopping, schools, highways, and everyday amenities, this home offers plenty of flexibility for those looking to live in one space while generating rental income or exploring its potential as an investment property.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 68 Carlton Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$86,000 · Minimum $21,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,986/mo
About $35,832 a year
- $1,902
- $271
- Home insurance$125
- Utilities$330
- Maintenance & repairs$358
Cash needed to close
- Down payment (20%)
- $86,000
- Ontario land transfer tax
- $5,075
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $93,575
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
68 Carlton Street, St. Catharines, ON
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79 Carlton Street
Last Updated: September 10, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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