79 Carlton Street, St. Catharines, ON
L2R 1R1
Listed September 22, 2026
About this property
Welcome to this spacious and character-filled bungalow, offering plenty of room for the whole family along with the added flexibility of a finished basement with in-law suite potential. With 3+1 bedrooms, 2 full bathrooms (including a 3-piece ensuite bath in the basement), 2 kitchens, and separate entrances, the home offers a versatile layout well suited to families, first-time buyers, downsizers, or those looking for additional living space. The home retains much of its original charm, with beautiful hardwood floors, classic trim, original doors and timeless doorknobs. A separate dining area provides a welcoming space for family meals and entertaining, while the bright sunroom overlooks the backyard and offers a peaceful spot to enjoy the seasons. Outside, the large, private fenced yard provides plenty of space to relax, garden, or entertain, with mature fruit trees adding to its appeal. A detached garage offers additional storage and convenience. Additional features include a high-efficiency furnace, some newer windows, and an owned hot water tank. Ideally located close to the highway, downtown, shopping, schools, and everyday amenities, this home combines character, space, and versatility in a convenient location. A wonderful opportunity to enjoy the charm of a classic bungalow while making the space your own.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 79 Carlton Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$83,800 · Minimum $20,950
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,904/mo
About $34,848 a year
- $1,853
- $247
- Home insurance$125
- Utilities$330
- Maintenance & repairs$349
Cash needed to close
- Down payment (20%)
- $83,800
- Ontario land transfer tax
- $4,855
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $91,155
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
79 Carlton Street, St. Catharines, ON
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Last Updated: September 22, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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