620 Carlton Street, St. Catharines, ON
L2M 6Z1
Listed July 28, 2026
About this property
Freshly Rejuvenated 3 Bedroom Semi-Detached In Desired Carlton/Bunting! Features A Large Kitchen With Large Eat In Dining Area And A Family Size Living Room. Three Bedrooms And A Partially Finished Basement/Rec Room. Improvements Include Windows (2021), Furnace (2024), Central Air Conditioner (2023), Paint, Trim, Engineered Hardwood Floors And Ceramic Tiles On Main Floor (underneath flooring) And Newer Broadloom On Second Floor (2021). Spacious Backyard Featuring Some Artificial Turf and Storage Shed Don't Wait As This One Won't Last!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 620 Carlton Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$97,000 · Minimum $24,250
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,288/mo
About $39,456 a year
- $2,145
- $284
- Home insurance$125
- Utilities$330
- Maintenance & repairs$404
Cash needed to close
- Down payment (20%)
- $97,000
- Ontario land transfer tax
- $6,175
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $105,675
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
620 Carlton Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: July 28, 2026
Listing Office: RIGHT AT HOME REALTY
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