132 Carlton Street, St. Catharines, ON
L2R 7S6
Listed September 18, 2026
Property Tour
About this property
Welcome to this beautifully updated semi-detached home in a convenient St. Catharines location! Recently refreshed and move-in ready, this home features new flooring, fresh paint, and updated kitchen countertops that give the space a clean, modern feel. The air conditioning system has also been upgraded with a newly replaced compressor for added comfort. Offering a practical layout with spacious living areas and a finished basement, this home is an excellent opportunity for first-time buyers, families, or investors. Close to schools, shopping, transit, parks, and other amenities. Don't miss the opportunity to make this well-maintained and recently renovated home your own!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 132 Carlton Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$95,000 · Minimum $23,750
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,201/mo
About $38,412 a year
- $2,101
- $249
- Home insurance$125
- Utilities$330
- Maintenance & repairs$396
Cash needed to close
- Down payment (20%)
- $95,000
- Ontario land transfer tax
- $5,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $103,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
132 Carlton Street, St. Catharines, ON
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Last Updated: September 18, 2026
Listing Office: CENTURY 21 GREEN REALTY INC.
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