




245 Niven Road, Niagara-on-the-Lake, ON
L0S 1J0
Listed October 29, 2026
Property Tour
About this property
Welcome to 245 Niven Road, simply a wonderful location, surrounded by mature trees, orchards, & ponds yet a short walk or bicycle ride from all of the excitement & convenient amenities that Old Town, Niagara-on-the-Lake has to offer. With almost 3,100 sqft, this home features soaring 9 ft ceilings, 4 very large bdrms, & Big, Beautiful, Bright windows throughout showcasing the stunning views. The main-floor consists of a very large living rm w oak staircase, dining rm w a beautiful picturesque tiled fireplace highlighting the century homes character & charm, a spacious eat-in kitchen w an oversized centre island, plenty of cupboards & counter space, a convenient driveway side mudrm, a large family rm w a wood burning stove & sliding doors to the backyard deck (2025), and another side entrance that leads in to the Laundry rm and the second stairwell that provides opportunity for generational living, a home business, or possible rental suite if the appropriate modifications are made. Upstairs you'll find the 4 spacious bdrms all w wonderful views, updated lighting & ceiling fans. The primary bdrm has built-in shelving, a 4 pc ensuite w clawfoot tub & leads to a very neat space which can be used as a study or office that has built-in bookshelves and the back stairwell. A large 4-piece family bth completes the upstairs. Very easy to get in & out on the circular driveway & the detached 2 car garage/barn w hydro has extra storage space & could be the perfect hobby /craft area or possibly converted to a bunk house, as was it's originally use! This is a wonderful home in a truly magical location, ready for the next family to love & care for it for many years! .92 Acres. Estate Sale, "As-Is Where Is", Exterior/Interior Paint 25', Furnace, AC & HWH all 25', All Electrical & Insulation Updated. Low, low taxes!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 245 Niven Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$239,000 · Minimum $94,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,975/mo
About $83,700 a year
- $5,286
- $238
- Home insurance$125
- Utilities$330
- Maintenance & repairs$996
Cash needed to close
- Down payment (20%)
- $239,000
- Ontario land transfer tax
- $20,375
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $261,875
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
245 Niven Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 29, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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