DAVIDS&DELAAT
245 Niven Road
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245 Niven Road, Niagara-on-the-Lake, ON

$1,195,000
For SaleNew

L0S 1J0

Listed October 29, 2026

4Bedrooms
2Bathrooms
3,000Sq. Ft.

Property Tour

About this property

Welcome to 245 Niven Road, simply a wonderful location, surrounded by mature trees, orchards, & ponds yet a short walk or bicycle ride from all of the excitement & convenient amenities that Old Town, Niagara-on-the-Lake has to offer. With almost 3,100 sqft, this home features soaring 9 ft ceilings, 4 very large bdrms, & Big, Beautiful, Bright windows throughout showcasing the stunning views. The main-floor consists of a very large living rm w oak staircase, dining rm w a beautiful picturesque tiled fireplace highlighting the century homes character & charm, a spacious eat-in kitchen w an oversized centre island, plenty of cupboards & counter space, a convenient driveway side mudrm, a large family rm w a wood burning stove & sliding doors to the backyard deck (2025), and another side entrance that leads in to the Laundry rm and the second stairwell that provides opportunity for generational living, a home business, or possible rental suite if the appropriate modifications are made. Upstairs you'll find the 4 spacious bdrms all w wonderful views, updated lighting & ceiling fans. The primary bdrm has built-in shelving, a 4 pc ensuite w clawfoot tub & leads to a very neat space which can be used as a study or office that has built-in bookshelves and the back stairwell. A large 4-piece family bth completes the upstairs. Very easy to get in & out on the circular driveway & the detached 2 car garage/barn w hydro has extra storage space & could be the perfect hobby /craft area or possibly converted to a bunk house, as was it's originally use! This is a wonderful home in a truly magical location, ready for the next family to love & care for it for many years! .92 Acres. Estate Sale, "As-Is Where Is", Exterior/Interior Paint 25', Furnace, AC & HWH all 25', All Electrical & Insulation Updated. Low, low taxes!

Features

ViewFireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX14128460
StatusFor Sale
ListedOctober 29, 2026
Listing TypeFor Sale
Listing OfficeROYAL LEPAGE NRC REALTY

Property

Property TypeSingle Family Home
Interior Size3,000 ft²
Bedrooms4
Bathrooms2

Location

Community101 - Town
CityNiagara-on-the-Lake
ProvinceON
Postal CodeL0S 1J0

Taxes & Financials

Asking Price$1,195,000
Property Taxes (2026)$2,854/yr

Cost of Ownership Calculator

What it could cost each month to own 245 Niven Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$239,000 · Minimum $94,500

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$6,975/mo

About $83,700 a year

  • $5,286
  • $238
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$996

Cash needed to close

Down payment (20%)
$239,000
Ontario land transfer tax
$20,375
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$261,875

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

245 Niven Road, Niagara-on-the-Lake, ON

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Last Updated: October 29, 2026

Listing Office: ROYAL LEPAGE NRC REALTY

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