61 Ottawa st Street, Haldimand, ON
N0A 1E0
Listed November 2, 2026
About this property
Welcome to 61 Ottawa Street South, where pride of ownership meets comfortable living in the charming community of Cayuga. Set on a generous, beautifully landscaped lot, this well-maintained back split offers three main-level bedrooms, two updated full bathrooms, and plenty of versatile living space. The main level features inviting living and dining areas with hardwood flooring, a functional kitchen with stainless steel appliances, and an updated bathroom complete with heated ceramic tile flooring. The finished walkout lower level adds exceptional flexibility, featuring a spacious recreation area, additional room for guests, hobbies or a home office, a second full bathroom, and dedicated laundry space. Outside, enjoy mature gardens, stone pathways, a charming water feature, and a relaxing terrace with a retractable awning. Whether you're hosting family and friends or enjoying a quiet afternoon outdoors, the setting offers a wonderful extension of the home's living space. Complete with an attached garage and the warmth of small-town living, this thoughtfully cared-for property offers comfort, character, and room to make it your own.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 61 Ottawa st Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$145,800 · Minimum $47,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,623/mo
About $55,476 a year
- $3,225
- $335
- Home insurance$125
- Utilities$330
- Maintenance & repairs$608
Cash needed to close
- Down payment (20%)
- $145,800
- Ontario land transfer tax
- $11,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $159,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
61 Ottawa st Street, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 2, 2026
Listing Office: RE/MAX ABOUTOWNE REALTY CORP.
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