40 Sumac Drive, Haldimand, ON
N3W 0C2
Listed October 20, 2026
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About this property
Fantastic opportunity located in a desirable family-friendly neighbourhood, this 4 bedroom, 2.5 bath two-storey home offers a functional layout with room to grow. The open concept main floor features a kitchen with centre island, great room, and walkout to the fenced backyard. A convenient 2-piece powder room completes the main level. A spacious primary bedroom with walk-in closet and 4-piece ensuite featuring a soaker tub and separate shower. Three additional generously sized bedrooms and convenient second floor laundry. An unfinished basement offers endless potential to create additional living space to suit your needs. Attached double-car garage and private double driveway. Enjoy Caledonia's welcoming small-town charm, with local shops, restaurants, parks and recreational amenities nearby. Explore the scenic Grand River, walking trails and green spaces, or enjoy community activities at the local parks and recreation facilities. Convenient access to Hamilton and surrounding areas makes this an excellent location for families seeking space, comfort and community.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 40 Sumac Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$144,980 · Minimum $47,490
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,721/mo
About $56,652 a year
- $3,206
- $456
- Home insurance$125
- Utilities$330
- Maintenance & repairs$604
Cash needed to close
- Down payment (20%)
- $144,980
- Ontario land transfer tax
- $10,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $158,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
40 Sumac Drive, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 20, 2026
Listing Office: Royal LePage Real Estate Associates
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