518 Gate Street, Niagara-on-the-Lake, ON
L0S 1J0
Listed November 3, 2026
Property Tour
About this property
It's been years since one of these hidden gem homes has been available on the market! Tucked away on one of the quietest and most charming stretches of the street, surrounded by prestigious homes, this exceptional custom-built bungaloft offers approximately 2,300 square feet of beautifully finished living space in a truly remarkable setting. Combining quality craftsmanship, timeless elegance, and an unbeatable location, this is a rare opportunity in the heart of Niagara-on-the-Lake!From the moment you arrive, the incredibly landscaped front and rear grounds create a lasting impression, offering exceptional curb appeal, privacy, and beautiful outdoor spaces. Inside, soaring vaulted ceilings, expansive windows, rich hardwood flooring, elegant mouldings, and a welcoming gas fireplace showcase the quality throughout this meticulously maintained home.The stunning kitchen features quartz countertops, a generous centre island, and quality finishes, flowing seamlessly into the bright, open-concept living and dining areas, ideal for everyday living and entertaining. Step outside to the beautifully landscaped, fully fenced backyard and inviting patio spaces.The main-floor primary suite offers a spacious walk-in closet and spa-inspired ensuite, while an additional bedroom, three-piece bathroom, and convenient main-floor laundry provide exceptional functionality. Upstairs, the versatile loft offers a wonderful retreat for family and guests, complete with a den, additional bedroom, and full four-piece bathroom.Additional highlights include an attached garage with newly added storage, replacement of the rear portion of the roof, and an expansive, completely untouched basement ready to customize to your needs.Perhaps most appealing is the location! Enjoy the tranquility of this hidden gem while being just a short stroll to restaurants, boutique shops, theatres, library, community centre, and everyday NOTL luxury & conveniences. Don't miss this opportunity!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 518 Gate Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$279,000 · Minimum $114,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$8,595/mo
About $103,140 a year
- $6,171
- $806
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,163
Cash needed to close
- Down payment (20%)
- $279,000
- Ontario land transfer tax
- $24,375
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $305,875
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
518 Gate Street, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleVideo tourNiagara-on-the-Lake
$1,399,000
714 Carlton Street
For SaleVideo tourNiagara-on-the-Lake
$1,399,000
5 Tottenham Court
For SaleVirtual tourNiagara-on-the-Lake
$1,350,000
290 Four Mile Creek Road
For SaleNiagara-on-the-Lake
$1,350,000
6585 Steele Street
For SaleVideo tourNiagara-on-the-Lake
$1,450,000
1 Karsam Court
For SaleNiagara-on-the-Lake
$1,335,000
487 Four Mile Creek Road
Last Updated: November 3, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.