




506 Niagara St Street, St. Catharines, ON
L2M 3P5
Listed August 22, 2026
About this property
Sitting on a Huge Lot with Detchd Garage and a Beauttiful Cottage Like Extremely Private BackYard. It Offers modern elegance and practical living with 4-bedroom, 2-bathroom residence. Designed to cater to a variety of lifestyles, this home stands out with its rare and highly coveted main-floor bedroom-providing the ideal setup for an accessible guest suite, a dedicated home office, or a convenient primary bedroom option that offers complete separation from the upper level. Bright & Open Concept: The heart of the home features a thoughtfully designed, sun-drenched floor plan that seamlessly connects the living, dining, and kitchen areas-perfect for effortless entertaining and daily family life.Featuring high-end finishes throughout, the interior exudes warmth and style, complemented by large windows that invite natural light into every room.Spacious Upper Level houses additional well-appointed bedrooms and bathrooms, offering privacy and ample space for a growing family or visitors. Situated in a desirable St. Catharines neighborhood, you are moments away from local amenities, parks, schools, and major transit routes. This home is more than just a property; it is a lifestyle upgrade designed to adapt to your needs for years to come. Don't miss your chance to own this rare gem.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 506 Niagara St Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$117,980 · Minimum $33,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,940/mo
About $47,280 a year
- $2,609
- $384
- Home insurance$125
- Utilities$330
- Maintenance & repairs$492
Cash needed to close
- Down payment (20%)
- $117,980
- Ontario land transfer tax
- $8,273
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $128,753
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
506 Niagara St Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 22, 2026
Listing Office: CENTURY 21 GREEN REALTY INC.
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