DAVIDS&DELAAT
506 Niagara St Street
+31 more

506 Niagara St Street, St. Catharines, ON

$589,900
For Sale

L2M 3P5

Listed August 22, 2026

4Bedrooms
2Bathrooms
1,500Sq. Ft.

About this property

Sitting on a Huge Lot with Detchd Garage and a Beauttiful Cottage Like Extremely Private BackYard. It Offers modern elegance and practical living with 4-bedroom, 2-bathroom residence. Designed to cater to a variety of lifestyles, this home stands out with its rare and highly coveted main-floor bedroom-providing the ideal setup for an accessible guest suite, a dedicated home office, or a convenient primary bedroom option that offers complete separation from the upper level. Bright & Open Concept: The heart of the home features a thoughtfully designed, sun-drenched floor plan that seamlessly connects the living, dining, and kitchen areas-perfect for effortless entertaining and daily family life.Featuring high-end finishes throughout, the interior exudes warmth and style, complemented by large windows that invite natural light into every room.Spacious Upper Level houses additional well-appointed bedrooms and bathrooms, offering privacy and ample space for a growing family or visitors. Situated in a desirable St. Catharines neighborhood, you are moments away from local amenities, parks, schools, and major transit routes. This home is more than just a property; it is a lifestyle upgrade designed to adapt to your needs for years to come. Don't miss your chance to own this rare gem.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX13704176
StatusFor Sale
ListedAugust 22, 2026
Listing TypeFor Sale
Listing OfficeCENTURY 21 GREEN REALTY INC.

Property

Property TypeSingle Family Home
Interior Size1,500 ft²
Bedrooms4
Bathrooms2

Location

Community442 - Vine/Linwell
CitySt. Catharines
ProvinceON
Postal CodeL2M 3P5

Taxes & Financials

Asking Price$589,900
Property Taxes (2025)$4,610/yr

Cost of Ownership Calculator

What it could cost each month to own 506 Niagara St Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$117,980 · Minimum $33,990

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$3,940/mo

About $47,280 a year

  • $2,609
  • $384
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$492

Cash needed to close

Down payment (20%)
$117,980
Ontario land transfer tax
$8,273
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$128,753

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

506 Niagara St Street, St. Catharines, ON

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Last Updated: August 22, 2026

Listing Office: CENTURY 21 GREEN REALTY INC.

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