




16 Loraine Drive, St. Catharines, ON
L2P 3N8
Listed October 22, 2026
About this property
Pride of ownership shines throughout this beautifully renovated bungalow, ideally located in one of St. Catharines' most convenient neighbourhoods. The inviting, open-concept main floor features stylish flooring and a chef-inspired kitchen with quartz countertops and a generous centre island. Seamlessly connected living and dining areas create the perfect setting for everyday comfort and entertaining. The spacious primary bedroom offers two closets, while two additional bedrooms overlook the private, fully fenced backyard with a patio. A contemporary main-floor bathroom with double sinks completes the space. The fully finished lower level offers a bright recreation room, two additional bedrooms, a full bathroom, a kitchen, and laundry, providing versatile space for a variety of needs. Close to schools, parks, shopping, restaurants, and highway access, this move-in-ready home offers comfort, style, and convenience for families, downsizers, and investors alike.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 16 Loraine Drive — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$117,980 · Minimum $33,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,865/mo
About $46,380 a year
- $2,609
- $309
- Home insurance$125
- Utilities$330
- Maintenance & repairs$492
Cash needed to close
- Down payment (20%)
- $117,980
- Ontario land transfer tax
- $8,273
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $128,753
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
16 Loraine Drive, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 22, 2026
Listing Office: TRIMAXX REALTY LTD.
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