




4957 John Street, Lincoln, ON
L3J 0P1
Listed October 29, 2026
Property Tour
About this property
Some homes are more than a place to live; they're where your next chapter begins. Where little feet run through the backyard, summer days turn into poolside memories, and ordinary evenings become the moments you wish you could hold onto a little longer. There's something special about a home where you can picture the years ahead before they've even begun - the birthdays, the holiday traditions, the laughter around the table, and the quiet moments that become your favourite memories. It's a place to grow together, make it your own, and build a life that feels entirely yours. Because a home is so much more than where life happens; it's where your story takes root, your family grows, and a lifetime of memories begins. Your future grows here - come see for yourself! Recent upgrades: Washer/Dryer: 2022, Appliances: 2022, Front Porch: 2024, Front Door: 2025, 2 level backyard deck: 2024, Pool Liner: 2025, Kitchen, Bathroom Renos & Flooring: 2022, Basement Reno: 2026
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4957 John Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$135,000 · Minimum $42,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,405/mo
About $52,860 a year
- $2,986
- $401
- Home insurance$125
- Utilities$330
- Maintenance & repairs$563
Cash needed to close
- Down payment (20%)
- $135,000
- Ontario land transfer tax
- $9,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $147,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4957 John Street, Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 29, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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