4548 Victoria Avenue, Niagara Falls, ON
L2E 4B6
Listed October 27, 2026
About this property
Versatile two-storey detached home in the heart of downtown Niagara Falls, offering 5 bedrooms, 2 full bathrooms and private driveway parking on Victoria Avenue. A strong fit for investors looking for rental potential and long-term land holders who want a central address on one of the city's main streets. Location is the main story here. Victoria Avenue frontage in an established downtown neighbourhood puts you close to public transit, shopping, restaurants, schools and everyday amenities, which is exactly what tenants and owners look for. Inside, roughly 1,248 sq. ft. above grade offers three bedrooms on the main floor, including the primary, plus two more bedrooms and a full bathroom upstairs. The carpet-free interior keeps the living space practical and easy to maintain, and the enclosed front porch provides a welcoming entrance. A full basement with a separate entrance offers handy storage space. For investors, the generous bedroom count, adaptable layout and walkable downtown location make this one worth running the numbers on. For long-term holders, it is a usable home on a downtown lot today, with the flexibility to revisit plans down the road.
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Property Details
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Property
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 4548 Victoria Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$83,980 · Minimum $20,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,834/mo
About $34,008 a year
- $1,857
- $172
- Home insurance$125
- Utilities$330
- Maintenance & repairs$350
Cash needed to close
- Down payment (20%)
- $83,980
- Ontario land transfer tax
- $4,873
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $91,353
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
4548 Victoria Avenue, Niagara Falls, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 27, 2026
Listing Office: EXP REALTY
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