45 Albert Street, Welland, ON
L3B 4L1
Listed September 1, 2026
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About this property
Welcome to this beautifully updated 2-bedroom, 1.5-bathroom bungalow - the perfect opportunity for a first-time buyer seeking a move-in ready home at an attainable price point. Featuring a modernized kitchen, fresh flooring throughout, and a finished basement with a powder room, this home is truly turnkey.A separate side entrance adds exciting potential for an in-law suite or additional income. Low maintenance inside and out, this is effortless living at its best.Located steps from Merritt Park and the iconic Welland Canal, and within the catchment of Plymouth Public School - one of only 31 schools in Ontario to receive a perfect 10/10 Fraser Institute rating in 2025. With Highway 406 close by and Niagara Falls, St. Catharines, and Thorold all minutes away, convenience comes standard.Don't miss your chance to own in one of Niagara's most up-and-coming communities!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 45 Albert Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$69,980 · Minimum $17,495
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,513/mo
About $30,156 a year
- $1,548
- $218
- Home insurance$125
- Utilities$330
- Maintenance & repairs$292
Cash needed to close
- Down payment (20%)
- $69,980
- Ontario land transfer tax
- $3,724
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $76,204
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
45 Albert Street, Welland, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 1, 2026
Listing Office: HOUSESIGMA INC.
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