40 Elderberry Road, Thorold, ON
L2V 0E7
Listed September 2, 2026
About this property
Spacious detached home located in the desirable Confederation Heights neighbourhood of Thorold, just minutes from Brock University, major highways, schools, shopping, and everyday amenities. Offering four bedrooms, multiple bathrooms, bright open concept living, and a fully finished basement with a separate entrance, this home provides plenty of space and flexibility for a growing or extended family. The fully fenced backyard offers added privacy and outdoor space, all within a quiet, established neighbourhood in a convenient Thorold location.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 40 Elderberry Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$189,000 · Minimum $69,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,092/mo
About $73,104 a year
- $4,180
- $669
- Home insurance$125
- Utilities$330
- Maintenance & repairs$788
Cash needed to close
- Down payment (20%)
- $189,000
- Ontario land transfer tax
- $15,375
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $206,875
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
40 Elderberry Road, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 2, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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