




37 Brookside Terrace Unit 43, West Lincoln, ON
L0R 2A0
Listed September 24, 2026
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About this property
For buyers ready to trade the yard work for weekends free, this 2 bedroom, 2 bathroom end-unit bungalow townhome in Smithville offers true one-floor living. Tucked into its own quiet pocket of Smithville, this home is situated just a stone's throw away from a walking trail along Twenty Mile Creek. It is built for a slower pace and a lock-and-leave lifestyle, with a $130 monthly common element fee covering ground maintenance, lawn sprinkler system in the front and rear yard (including the water bill for the sprinklers), and snow removal, so extended time away is never a concern. Guest parking is readily available and located just across the street from the unit. Inside, the main floor is built to be lived in. A bright den/second bedroom sits off the foyer for hobbies, office space or guests, and the main-floor laundry room means never carrying a basket up or down stairs. The kitchen anchors the open-concept living space with a large island, granite counters, abundant cabinetry and stainless steel appliances, opening directly into the dining area and a living room with a walkout to a private deck, ideal for morning coffee or evening quiet. The primary bedroom is a retreat, with a walk-in closet, a second closet and a 4-piece ensuite. A second bedroom, currently set up as a home office at the front of the home, keeps guests or family comfortable on the same level, with a 3-piece main bathroom close by. The basement is full height and unfinished, presenting abundant storage space or flexibility to add living space with the layout you want. An egress window downstairs makes adding a bedroom for guests or extended family very easy. This is what retirement should look like: less upkeep, more time, and a home that is beautifully finished so you don't have to do anything other than move in. Note: some photos have been virtually staged.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 37 Brookside Terrace Unit 43 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$127,980 · Minimum $38,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 0.75% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,011/mo
About $48,132 a year
- $2,830
- $416
- Home insurance$105
- Utilities$260
- Maintenance & repairs$400
Cash needed to close
- Down payment (20%)
- $127,980
- Ontario land transfer tax
- $9,273
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $139,753
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
37 Brookside Terrace Unit 43, West Lincoln, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 24, 2026
Listing Office: RE/MAX HALLMARK REALTY LTD.
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