DAVIDS&DELAAT
37 Brookside Terrace Unit 43
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37 Brookside Terrace Unit 43, West Lincoln, ON

$639,900
For Sale

L0R 2A0

Listed September 24, 2026

2Bedrooms
2Bathrooms
1,100Sq. Ft.

Virtual Tour

About this property

For buyers ready to trade the yard work for weekends free, this 2 bedroom, 2 bathroom end-unit bungalow townhome in Smithville offers true one-floor living. Tucked into its own quiet pocket of Smithville, this home is situated just a stone's throw away from a walking trail along Twenty Mile Creek. It is built for a slower pace and a lock-and-leave lifestyle, with a $130 monthly common element fee covering ground maintenance, lawn sprinkler system in the front and rear yard (including the water bill for the sprinklers), and snow removal, so extended time away is never a concern. Guest parking is readily available and located just across the street from the unit. Inside, the main floor is built to be lived in. A bright den/second bedroom sits off the foyer for hobbies, office space or guests, and the main-floor laundry room means never carrying a basket up or down stairs. The kitchen anchors the open-concept living space with a large island, granite counters, abundant cabinetry and stainless steel appliances, opening directly into the dining area and a living room with a walkout to a private deck, ideal for morning coffee or evening quiet. The primary bedroom is a retreat, with a walk-in closet, a second closet and a 4-piece ensuite. A second bedroom, currently set up as a home office at the front of the home, keeps guests or family comfortable on the same level, with a 3-piece main bathroom close by. The basement is full height and unfinished, presenting abundant storage space or flexibility to add living space with the layout you want. An egress window downstairs makes adding a bedroom for guests or extended family very easy. This is what retirement should look like: less upkeep, more time, and a home that is beautifully finished so you don't have to do anything other than move in. Note: some photos have been virtually staged.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX13825914
StatusFor Sale
ListedSeptember 24, 2026
Listing TypeFor Sale
Listing OfficeRE/MAX HALLMARK REALTY LTD.

Property

Property TypeTownhouse
Interior Size1,100 ft²
Bedrooms2
Bathrooms2

Location

Community057 - Smithville
CityWest Lincoln
ProvinceON
Postal CodeL0R 2A0

Taxes & Financials

Asking Price$639,900
Property Taxes (2026)$4,993/yr

Cost of Ownership Calculator

What it could cost each month to own 37 Brookside Terrace Unit 43 — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$127,980 · Minimum $38,990

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2026 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 0.75% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$4,011/mo

About $48,132 a year

  • $2,830
  • $416
  • Home insurance$105
  • Utilities$260
  • Maintenance & repairs$400

Cash needed to close

Down payment (20%)
$127,980
Ontario land transfer tax
$9,273
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$139,753

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

37 Brookside Terrace Unit 43, West Lincoln, ON

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Last Updated: September 24, 2026

Listing Office: RE/MAX HALLMARK REALTY LTD.

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