37 1/2 Cumberland Street, St. Catharines, ON
L2M 1E4
Listed September 12, 2026
About this property
Welcome to this impressive 3 storey detached home in desirable Port Wellers , St . Catherines. From the moment you step inside you will appreciate the exceptional sense of space and generous room sizes that make this home stand out from a typucal property. Featuring 4 bedrooms and 4 full bathrooms, this home offers outstanding functionality and convenience for a growing family extended family guests. The three storey layout provides excellent separation between living, sleeping and family spaces. The finished basement provides additional flexible living space, perfect for a recreation area, home office , guest space or family room. A major highlight is the generous lot and exceptional parking offering approximately 5 car parkig - 4 outdoor spaces plus a car garage. The entire home has been freshly painted throughout, completed just recently giving the home a clean, bright and refreshed appearance. Enjoy the desrirable Porter Weller Location with convenient access to Sunset Beach, waterfront areas, walking trails, parks and local amenities.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 37 1/2 Cumberland Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$125,800 · Minimum $37,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,170/mo
About $50,040 a year
- $2,782
- $409
- Home insurance$125
- Utilities$330
- Maintenance & repairs$524
Cash needed to close
- Down payment (20%)
- $125,800
- Ontario land transfer tax
- $9,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $137,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
37 1/2 Cumberland Street, St. Catharines, ON
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Last Updated: September 12, 2026
Listing Office: COLDWELL BANKER SUN REALTY
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