




3198 Thunder Bay Road, Fort Erie, ON
L0S 1N0
Listed October 20, 2026
Virtual Tour
About this property
Welcome to your Ridgeway Retreat, where resort-style luxury and the warmth of home come together to make every day feel extraordinary. Set on almost half an acre in a sought-after Ridgeway neighbourhood, this custom-built home offers over 3,300 sq. ft. of finished living space, where upscale design, refined interiors, and an extraordinary backyard oasis create a lifestyle that feels like a permanent escape.Step outside and experience your own private resort. A heated inground pool with a cascading waterfall sets the stage for sun-filled afternoons and leisurely summer evenings, while expansive green space offers room to play, unwind, and entertain. The beautifully appointed pool house, complete with a bathroom, bar, and TV, brings an added level of convenience to poolside living. At the heart of the outdoor entertaining space, a stunning kitchen featuring natural stone, granite countertops, a built-in grill, Green Egg smoker, and stainless steel cooler makes hosting effortless and memorable. Interlocking stone, a covered patio, professional landscaping, and an irrigation system complete this beautifully curated outdoor setting. A newer exposed aggregate driveway leads to a grand entrance with custom double doors, introducing interiors where elegance and comfort exist in perfect balance. Custom cabinetry and a chef-inspired kitchen with a generous island create a sophisticated yet welcoming gathering space. Fireplaces on both levels bring warmth and ambiance, while the recreation room, complete with a pool table and wet bar, sets the scene for relaxed evenings and entertaining. The heated garage features raised door tracks to accommodate a golf simulator setup for year-round enjoyment, while an EV charger adds a modern touch of convenience. A private retreat where luxury meets comfort, and every space feels like home. Enjoy the best of both worlds, with refined living, inviting warmth, and a resort-inspired lifestyle that makes coming home the best part of every day.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 3198 Thunder Bay Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$260,000 · Minimum $105,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,978/mo
About $95,736 a year
- $5,750
- $690
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,083
Cash needed to close
- Down payment (20%)
- $260,000
- Ontario land transfer tax
- $22,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $284,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
3198 Thunder Bay Road, Fort Erie, ON
Map data © GoogleOpen in Google Maps ↗
Similar Properties Nearby
View all →
For SaleVirtual tourFort Erie
$1,299,999
3607 Carolinia Court
For SaleVideo tourFort Erie
$1,290,000
3250 Thunder Bay Road
For SaleVirtual tourFort Erie
$1,285,000
3352 Whispering Wood Trail
For SaleFort Erie
$1,275,000
1301 Niagara River Parkway
For SaleVideo tourFort Erie
$1,329,900
124 Holloway Bay Road
For SaleFort Erie
$1,250,000
3507 Trillium Crescent
Last Updated: October 20, 2026
Listing Office: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.