25 Margaret Street, Thorold, ON
L0S 1K0
Listed November 5, 2026
About this property
Very tastefully renovated character bungalow on generous double wide lot, fully fenced for optimal privacy. Enjoy country living while being just minutes from city amenities and the upcoming Greater Niagara General Hospital. From the moment you enter, the front entrance makes a statement with an elegant chandelier and french doors leading to living room with original pine floors and Jotul gas fireplace, perfect for entertaining and relaxing on quiet winter evenings. Spacious eat-in kitchen with bay window, recent new appliances and laundry/utility room conveniently located just off the kitchen and separated by a sliding barn door. The generous primary bedroom has a patio door walkout to deck overlooking private, oversized rear yard great for entertaining friends & family. Numerous updates inside & out including all new vinyl siding, eaves, front door, updated electrical in 2021. Double wide lot, possible severance.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 25 Margaret Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,000 · Minimum $24,750
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,279/mo
About $39,348 a year
- $2,190
- $221
- Home insurance$125
- Utilities$330
- Maintenance & repairs$413
Cash needed to close
- Down payment (20%)
- $99,000
- Ontario land transfer tax
- $6,375
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $107,875
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
25 Margaret Street, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 5, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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