




2324 Centre Street, Thorold, ON
L0S 1A0
Listed August 27, 2026
Virtual Tour
About this property
Check out the awesome potential in this property! Currently zoned R2 and ready for your inspiration! Live in one unit and renovate the other into a legal conforming apartment to offset your mortgage costs. Or create a legal duplex with two large rental units as an income property. Workshop garage and pool in the back with two separate driveways in the front. Loads of opportunity for the savvy investor!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 2324 Centre Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$103,960 · Minimum $26,980
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,552/mo
About $42,624 a year
- $2,299
- $365
- Home insurance$125
- Utilities$330
- Maintenance & repairs$433
Cash needed to close
- Down payment (20%)
- $103,960
- Ontario land transfer tax
- $6,871
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $113,331
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
2324 Centre Street, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 27, 2026
Listing Office: REVEL Realty Inc., Brokerage
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