239 Vine Street, St. Catharines, ON
L2M 4S9
Listed August 27, 2026
Virtual Tour
About this property
A fantastic opportunity for first-time home buyers, growing families, or investors looking for a versatile property in a convenient location. This home offers 3 bedrooms on the main floor plus 2 additional bedrooms on the lower level, along with 2 full bathrooms and a functional eat-in kitchen. The lower level features a separate entrance, providing excellent potential for extended family, guests, or additional living space. Enjoy parking for up to 3 vehicles and a fully fenced backyard complete with a storage shed, offering plenty of space for children, pets, gardening, or outdoor entertaining. Ideally located near excellent schools including St. Alfred Catholic Elementary School, Prince of Wales Public School, and Laura Secord Secondary School. Just minutes from the QEW, Fairview Mall, shopping, restaurants, parks, public transit, and everyday amenities, this property combines space, convenience, and outstanding potential in an established St. Catharines neighbourhood.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 239 Vine Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$99,980 · Minimum $24,995
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,299/mo
About $39,588 a year
- $2,211
- $216
- Home insurance$125
- Utilities$330
- Maintenance & repairs$417
Cash needed to close
- Down payment (20%)
- $99,980
- Ontario land transfer tax
- $6,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $108,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
239 Vine Street, St. Catharines, ON
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Last Updated: August 27, 2026
Listing Office: LPT REALTY
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