214 NIAGARA Street, St. Catharines, ON
L2M 4V4
Listed September 28, 2026
About this property
The perfect multi-generational bungalow awaits! Your new home features 2+2 bedrooms, 2 full bathrooms, and 2 kitchens with perfectly functional layouts across both levels. The main floor includes an updated kitchen, 4 piece bathroom, bright living area, two bedrooms, and in-suite laundry. The fully finished lower level offers a separate rear entrance, second kitchen, spacious living area, two bedrooms, a 3-piece bathroom, and its own laundry facilities. The layout may be suitable for in-law or extended family use, with added flexibility for buyers seeking additional living space. Private single driveway and convenient location close to schools, shopping, Pearson park, Kiwanis Aquatics Centre and Library and all amenities! Don't miss this one!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 214 NIAGARA Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$90,000 · Minimum $22,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,068/mo
About $36,816 a year
- $1,991
- $247
- Home insurance$125
- Utilities$330
- Maintenance & repairs$375
Cash needed to close
- Down payment (20%)
- $90,000
- Ontario land transfer tax
- $5,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $97,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
214 NIAGARA Street, St. Catharines, ON
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Last Updated: September 28, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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