114 Lowell Avenue, St. Catharines, ON
L2R 2E2
Listed November 12, 2026
About this property
A little bit of history, a lot of character, and a place to call home! Welcome to this charming 1914 two-storey character home, showcasing a wonderful blend of timeless appeal and thoughtful updates. Featuring 1,262 sq. ft. of living space, this home offers 3 upper bedrooms with a 4 piece bath, a partially finished lower level with a 3 piece bath and den, with thoughtful touches throughout. The home is open, bright, and recent updates include flooring, refinished kitchen cabinetry, windows, paint and more. This brings a modern feel while maintaining the home's original charm. Outside, enjoy the welcoming front porch, perfect for relaxing and taking in the neighbourhood, along with the convenience of two parking spaces. Full of character and offering plenty of functional space, this home is a great opportunity to enjoy the charm of an established St. Catharines neighbourhood!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 114 Lowell Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$87,000 · Minimum $21,750
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,000/mo
About $36,000 a year
- $1,924
- $258
- Home insurance$125
- Utilities$330
- Maintenance & repairs$363
Cash needed to close
- Down payment (20%)
- $87,000
- Ontario land transfer tax
- $5,175
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $94,675
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
114 Lowell Avenue, St. Catharines, ON
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70 Lowell Avenue
Last Updated: November 12, 2026
Listing Office: BOSLEY REAL ESTATE LTD.,
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