20 Keel Street, Fort Erie, ON
L2A 1C5
Listed October 27, 2026
Virtual Tour
About this property
The perfect place to start your next chapter! Whether you're a first-time homebuyer ready to step into homeownership or looking to downsize into a simpler, more manageable space, this beautifully updated 1-bedroom + den home is full of charm and opportunity. With big-ticket items updated from top to bottom, you can enjoy the peace of mind that comes with move-in-ready living. Beautiful vaulted ceilings create a bright, airy feel, while the versatile den offers the perfect space for a home office, hobby room, or overnight guests. The beautifully updated bathroom creates a peaceful sanctuary, offering a calming space to unwind and recharge at the end of the day. Outside, you'll find just as much to love! Enjoy your morning coffee on the beautiful new front porch, or host dinner parties and summer gatherings on the back deck when the warmer weather arrives. The garage offers room to park your car, additional space for storage, and a dedicated area for a workshop-perfect for projects, hobbies, or extra workspace. Tucked away on a quiet dead-end street just steps from the lake, this home offers a peaceful setting and a wonderful opportunity to embrace comfortable, low-maintenance living. Whether you're starting out or starting a new chapter, this charming home is ready to welcome you! UPDATES INCLUDE: Foundation, roof, soffit, fascia, siding, windows, bathroom, flooring, heat pump, front porch, back deck, and hot water tank.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 Keel Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$85,000 · Minimum $21,250
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,871/mo
About $34,452 a year
- $1,880
- $182
- Home insurance$125
- Utilities$330
- Maintenance & repairs$354
Cash needed to close
- Down payment (20%)
- $85,000
- Ontario land transfer tax
- $4,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $92,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 Keel Street, Fort Erie, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 27, 2026
Listing Office: COLDWELL BANKER MOMENTUM REALTY, BROKERAGE
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