344 Phipps Street, Fort Erie, ON
L2A 2V8
Listed October 18, 2026
About this property
FULLY FURNISHED!!! This charming two-storey home offers a wonderful combination of character, comfort, and exceptional outdoor living, situated on a generous 33.08 x 150.38 ft lot. Featuring bright, inviting living spaces, attractive flooring, tasteful finishes, and a beautifully appointed bathroom complete with a classic clawfoot bathtub, this home offers warmth and charm throughout. The true showstopper is the spectacular backyard oasis, meticulously landscaped with lush gardens, colourful perennials, mature trees, ornamental grasses, and beautifully maintained green space. Designed for entertaining and relaxation, the backyard features a spacious covered deck with a pergola-style roof and ambient lighting, a separate gazebo overlooking an expansive stamped concrete patio, a decorative water feature, and multiple outdoor seating areas. Beautifully finished walkways connect the outdoor spaces, while two large storage sheds provide excellent additional storage. The fully fenced backyard offers privacy and plenty of room to enjoy the outdoors. A welcoming covered front porch, attractive curb appeal, and paved driveway complete this impressive property. Conveniently located near schools, parks, shopping, restaurants, the Niagara River, and everyday amenities. A truly special property offering an incredible outdoor lifestyle and a backyard that must be seen to be appreciated!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 344 Phipps Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$84,980 · Minimum $21,245
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,893/mo
About $34,716 a year
- $1,879
- $205
- Home insurance$125
- Utilities$330
- Maintenance & repairs$354
Cash needed to close
- Down payment (20%)
- $84,980
- Ontario land transfer tax
- $4,973
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $92,453
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
344 Phipps Street, Fort Erie, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 18, 2026
Listing Office: The Agency
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