




20 ARTHUR Street, St. Catharines, ON
L2M 1G9
Listed October 22, 2026
About this property
Classic charm and comfortable family living come together at 20 Arthur Street in St. Catharines. A spacious covered front porch welcomes you into this inviting home, offering a spot to enjoy your morning coffee or unwind at the end of the day. Inside, timeless details, generous living spaces and an abundance of natural light create a warm and comfortable atmosphere. Step into the inviting living room where a large picture window, cozy fireplace mantel and rich wood accents create a welcoming space for relaxing or entertaining. Just off the living room a spacious kitchen combines functionality with classic style featuring extensive custom cabinetry, generous counter space, a double sink and a bright dining area overlooking the yard. Large windows and a glass door fill the space with natural light while providing easy access to the backyard. Upstairs three generously sized bedrooms offer ample closet space, while the primary bedroom stands out with beautiful hardwood flooring, crown moulding and large glass doors leading to a private outdoor sitting area. Surrounded by greenery and filled with natural light - it offers a peaceful retreat. A stylish 4-piece bathroom completes this level. Downstairs, added living space awaits in the spacious family room complete with above-grade windows, hardwood flooring, wood accents and built-in shelving. A fourth bedroom and 3-piece bathroom and laundry provide added flexibility for family, guests or a home office.Outside, enjoy seamless summer living with a spacious covered patio overlooking the beautifully landscaped yard. Mature trees create a peaceful backdrop, while the resort-style inground pool and expansive concrete deck offer plenty of room for lounging, entertaining and enjoying warm summer days. A detached garage provides additional storage space.With its classic character, spacious layout and incredible outdoor setting, 20 Arthur Street offers a comfortable place to call home with plenty of room for a growing family.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 20 ARTHUR Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$135,980 · Minimum $42,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,475/mo
About $53,700 a year
- $3,007
- $446
- Home insurance$125
- Utilities$330
- Maintenance & repairs$567
Cash needed to close
- Down payment (20%)
- $135,980
- Ontario land transfer tax
- $10,073
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $148,553
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
20 ARTHUR Street, St. Catharines, ON
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Last Updated: October 22, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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