2 PROSPECT Lane, Niagara-on-the-Lake, ON
L0S 1J1
See all units in this building · 2 Prospect Lane
Listed October 21, 2026
About this property
Luxury Private community next to Park, Super Quiet, Well maintained neighbourhood. Enjoy the house without worrying about lawn maintenance and snow removal! All Taken care of! This Home Comes with 1 Year Home Warranty Covers Appliances, Plumbing and Electrical. Discover the charm of wine country living at Prospect Lane in Niagara-on-the-Lake, where you can stroll to Ravine Winery for a weekend meal and return home to your executive bungalow town. This enclave offers the perfect way to right-size without compromise, featuring a spacious principal suite with walk in closet and ensuite bathroom, a versatile second bedroom on the main floor *New Fully finished lower level with Two additional bedrooms, bathroom and Kitchenette, Bar, ideal for Relaxing, Entertaining or guests seeking privacy. The open-concept living and dining areas, highlighted by vaulted ceilings and a cozy fireplace, create a bright and inviting atmosphere, while neutral finishes allow you to personalize with ease. With main-floor laundry, a second full bath, and convenient inside garage entry, this home blends comfort, functionality, and the lifestyle of Niagara's celebrated wine region. Don't Miss it! * This Home comes with 1 Year Home Warranty on Plumbing, Electrical and Appliances!
Features
Property Details
Listing
Property
Condo / Building
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 2 PROSPECT Lane — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$159,800 · Minimum $54,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
From the listing.
Typical for this kind of home.
Hydro and anything the condo fee doesn't cover.
About 0.25% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,560/mo
About $54,720 a year
- $3,534
- $430
- Condo / maintenance fees$275
- Home insurance$35
- Utilities$120
- Maintenance & repairs$166
Cash needed to close
- Down payment (20%)
- $159,800
- Ontario land transfer tax
- $12,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $174,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
2 PROSPECT Lane, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 21, 2026
Listing Office: YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC
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