DAVIDS&DELAAT
193 ONTARIO Street
+37 more

193 ONTARIO Street, St. Catharines, ON

$675,000
For Sale

L2R 5K8

Listed August 6, 2026

3Bedrooms
2Bathrooms
1,500Sq. Ft.

About this property

Versatility at Its Best.A Rare Residential + Business Opportunity in One of St. Catharines' Most Strategic Locations. Welcome to 193 Ontario Street, a distinctive Georgian-style property offering a unique combination of specialized zoning, business potential, impressive living space, and exceptional street exposure.Offering approximately 1,640 sq. ft. of finished living space, this elegant two-storey home features 3 bedrooms, 2 full bathrooms, and two fully equipped kitchens, providing exceptional flexibility for a home-based business, professional office, live/work arrangement, multi-generational living, in-law accommodation, or investment opportunity. The property's specialized zoning creates the potential to combine residential living with an appropriate business or professional use. Prominently positioned on Ontario Street, it offers excellent visibility and promotional exposure, making it an ideal address for an entrepreneur, professional, service-based business, or owner-operator. Thoughtfully updated throughout, the home features two renovated kitchens with brand-new cabinetry and appliances, new upper-level carpet, ceramic tile flooring on the lower level, and a unique rooftop terrace perfect for morning coffee or entertaining. Mature trees and private gardens create a peaceful setting rarely found this close to the city's amenities. Situated on land once associated with the prestigious Woodruff Estate, home to DeVeaux Hall, one of St. Catharines' grand Victorian residences, the property sits beside the estate's original gatehouse. Minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, Niagara Health, Highway 406, shopping, restaurants, cafés, schools, parks, golf, and wineries, this location delivers both lifestyle and business convenience. Live here. Work here. Build your business here with specialized zoning, business visibility, flexible living space, historic character, and an exceptional St. Catharines location.

Features

Air ConditioningBasement

Property Details

Listing

MLS® NumberX13643842
StatusFor Sale
ListedAugust 6, 2026
Listing TypeFor Sale
Listing OfficeREVEL Realty Inc., Brokerage

Property

Property TypeSingle Family Home
Interior Size1,500 ft²
Bedrooms3
Bathrooms2

Location

Community451 - Downtown
CitySt. Catharines
ProvinceON
Postal CodeL2R 5K8

Taxes & Financials

Asking Price$675,000
Property Taxes (2025)$5,316/yr

Cost of Ownership Calculator

What it could cost each month to own 193 ONTARIO Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$135,000 · Minimum $42,500

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$4,447/mo

About $53,364 a year

  • $2,986
  • $443
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$563

Cash needed to close

Down payment (20%)
$135,000
Ontario land transfer tax
$9,975
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$147,475

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

193 ONTARIO Street, St. Catharines, ON

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Last Updated: August 6, 2026

Listing Office: REVEL Realty Inc., Brokerage

This listing content is owned and licensed by REALTOR® members of The Canadian Real Estate Association. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.