




193 ONTARIO Street, St. Catharines, ON
L2R 5K8
Listed August 6, 2026
About this property
Versatility at Its Best.A Rare Residential + Business Opportunity in One of St. Catharines' Most Strategic Locations. Welcome to 193 Ontario Street, a distinctive Georgian-style property offering a unique combination of specialized zoning, business potential, impressive living space, and exceptional street exposure.Offering approximately 1,640 sq. ft. of finished living space, this elegant two-storey home features 3 bedrooms, 2 full bathrooms, and two fully equipped kitchens, providing exceptional flexibility for a home-based business, professional office, live/work arrangement, multi-generational living, in-law accommodation, or investment opportunity. The property's specialized zoning creates the potential to combine residential living with an appropriate business or professional use. Prominently positioned on Ontario Street, it offers excellent visibility and promotional exposure, making it an ideal address for an entrepreneur, professional, service-based business, or owner-operator. Thoughtfully updated throughout, the home features two renovated kitchens with brand-new cabinetry and appliances, new upper-level carpet, ceramic tile flooring on the lower level, and a unique rooftop terrace perfect for morning coffee or entertaining. Mature trees and private gardens create a peaceful setting rarely found this close to the city's amenities. Situated on land once associated with the prestigious Woodruff Estate, home to DeVeaux Hall, one of St. Catharines' grand Victorian residences, the property sits beside the estate's original gatehouse. Minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, Niagara Health, Highway 406, shopping, restaurants, cafés, schools, parks, golf, and wineries, this location delivers both lifestyle and business convenience. Live here. Work here. Build your business here with specialized zoning, business visibility, flexible living space, historic character, and an exceptional St. Catharines location.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 193 ONTARIO Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$135,000 · Minimum $42,500
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$4,447/mo
About $53,364 a year
- $2,986
- $443
- Home insurance$125
- Utilities$330
- Maintenance & repairs$563
Cash needed to close
- Down payment (20%)
- $135,000
- Ontario land transfer tax
- $9,975
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $147,475
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
193 ONTARIO Street, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 6, 2026
Listing Office: REVEL Realty Inc., Brokerage
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