DAVIDS&DELAAT
1606 Concession 4 Road
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1606 Concession 4 Road, Niagara-on-the-Lake, ON

$1,299,000
For Sale

L0S 1J0

Listed August 24, 2026

3Bedrooms
4Bathrooms
2,500Sq. Ft.

Property Tour

About this property

Welcome to 1606 Concession 4 Rd. In the quaint Village of Virgil, this stunningly updated executive custom 2 storey home with over 3700 sq ft of finished living space has been meticulously maintained and lovingly cared for. Sitting only a stones throw from Old Town, Niagara on the Lake where the world class wineries, quaint shops and incredible parks along the lake can fill your days with wonder. The main floor takes your breath away the moment you enter when you are met with soaring high ceilings and a showstopping spiral staircase. The newer kitchen is the immaculate hub of the family focused main floor. Coming complete with a charming breakfast nook, formal dining room, and spectacular family room with cozy gas fireplace this open concept layout optimizes your family time like never before. A second living space is on this floor as well. Heading up the gorgeous staircase your private time is valued in the 3 large bedrooms. The primary suite is the jewel of the 2nd floor with a walk-in closet and ensuite oasis that features double sinks, a large soaker tub and a walk out to a new glass balcony that completes your relaxation time overlooking your dream backyard. Entertaining is a breeze when you couple the completely finished basement, that offers a large rec room, cold cellar wine room, office and 3 pc bathroom, with the large wooden deck built only 2 years ago and fully fenced park like backyard, the picture of the lifestyle you've always desired becomes reality. Some updates include A/C 2025, Furnace 2018, Roof 2021 and so many others, this home is everything you could've dreamed of! See for yourself!

Features

FireplaceAir ConditioningBasement

Property Details

Listing

MLS® NumberX13707588
StatusFor Sale
ListedAugust 24, 2026
Listing TypeFor Sale
Listing OfficeRIGHT AT HOME REALTY

Property

Property TypeSingle Family Home
Interior Size2,500 ft²
Bedrooms3
Bathrooms4

Location

Community108 - Virgil
CityNiagara-on-the-Lake
ProvinceON
Postal CodeL0S 1J0

Taxes & Financials

Asking Price$1,299,000
Property Taxes (2025)$6,574/yr

Cost of Ownership Calculator

What it could cost each month to own 1606 Concession 4 Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.

Your mortgage

$259,800 · Minimum $104,900

Use the rate your lender or broker quotes you.

Monthly costs

From the listing (2025 tax bill).

Leave at $0 if there isn't one.

Typical for this kind of home.

Hydro, heating, water and sewer.

About 1% of the price a year, set aside.

One-time costs

A typical estimate — your lawyer will confirm.

Estimated monthly cost of ownership

$7,832/mo

About $93,984 a year

  • $5,746
  • $548
  • Home insurance$125
  • Utilities$330
  • Maintenance & repairs$1,083

Cash needed to close

Down payment (20%)
$259,800
Ontario land transfer tax
$22,455
Legal fees, title insurance & inspectionEstimate
$2,500
Total
$284,755

Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.

Location & Walkability

1606 Concession 4 Road, Niagara-on-the-Lake, ON

Map data © GoogleOpen in Google Maps ↗

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Last Updated: August 24, 2026

Listing Office: RIGHT AT HOME REALTY

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