1339 Niagara Stone Road, Niagara-on-the-Lake, ON
L0S 1J0
Listed August 24, 2026
Virtual Tour
About this property
An opportunity in the heart of Virgil, offered at a price that places emphasis on the value of the expansive lot, and great location. Situated on Niagara Stone Road across from Crossroads Public School, this property may appeal to renovators, builders, or buyers looking to create something of their own in an established Niagara-on-the-Lake community. The existing detached home with garage has some upgrades such as a new 2 piece powder room and a full bath with glass shower enclosure. The sprawling layout currently offers nearly 2000 square feet of space, on a lot with 250 feet of depth. Renovate, reimagine, or explore the potential for a new build with this value focused opportunity in a convenient Virgil location close to schools, shops, parks and amenities.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1339 Niagara Stone Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$109,800 · Minimum $29,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,660/mo
About $43,920 a year
- $2,428
- $319
- Home insurance$125
- Utilities$330
- Maintenance & repairs$458
Cash needed to close
- Down payment (20%)
- $109,800
- Ontario land transfer tax
- $7,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $119,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1339 Niagara Stone Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 24, 2026
Listing Office: BOSLEY REAL ESTATE LTD.,
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