




147 Federal Street, Hamilton, ON
L8E 0H3
Listed October 26, 2026
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About this property
LOCATION, LOCATION, LOCATION!! This almost 4500 Sq Ft home offers plenty of space for the growing family in a 10+ family friendly neighbourhood close to ALL conveniences. Prepare to be wowed by the spacious floor plan this home offers. The Living room with plenty of natural light is a great place to sit an unwind with family. The Eat-In Kitchen is sure to impress with stone counters, stainless appliances, large island with extra seating, modern backsplash and plenty of counter prep space and storage. The formal dining room offers more space for larger family meals. There is a bonus Family Room perfect for family games and move nights and an office space tucked away for a perfect place to be available but away from the hustle. This floor is complete with the convenience of a 3 pce bath. Upstairs is a dream layout with 4 spacious bedrooms all with ensuite or ensuite privilege. The master retreat offers plenty of space to relax and offers a 5 pce ensuite. There are also 2 others 4 pce baths to complete this level. The basement offers even more space for older children still at home or the in-laws with large living room area, modern Eat-in Kitchen with plenty of space, additional bedroom and a 3 pce bath. There is also plenty of storage and a cold room. The backyard with large concrete patio and fully fenced yard awaits your oasis dreams. This is the home you have been looking for and it is even minutes to the BEACH!!!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 147 Federal Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$239,980 · Minimum $94,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,421/mo
About $89,052 a year
- $5,308
- $658
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,000
Cash needed to close
- Down payment (20%)
- $239,980
- Ontario land transfer tax
- $20,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $262,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
147 Federal Street, Hamilton, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 26, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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