




1023 North Service Road, Hamilton, ON
L8E 5C8
Listed October 24, 2026
About this property
Bring your vision to this unique Lake Ontario property, held by the same owner for more than 50 years. Set on an L-shaped lot extending over 470 feet in depth to the lake, with more than 30 feet of shoreline, this 3-bedroom, 1-bathroom bungalow offers an opportunity to restore its original charm and character and create a special waterfront retreat. Inside, the main floor consists of a spacious living and dining area, large kitchen, a breezeway with views of the Lake and access to the attached garage, plus 3 generously-sized bedrooms and bathroom. The basement is large, full-height, and partially finished. Sump pump is located under basement stairwell. The home's overall large floor plan provides a starting point for your renovation plans. The backyard is completely fenced in, with a removable fence partition currently at the slope towards the Lake to protect pets from the shoreline. The home requires significant TLC and is being sold as-is as part of an estate sale. Explore the possibilities for enhancing the waterfront, including a dock or boat launch, subject to applicable approvals and buyer verification. Conveniently located close to the QEW, Winona Crossing/Costco shopping plaza, the Confederation GO Station and the future Grimsby GO Station. This is a unique property for someone ready to roll up their sleeves and bring its beauty back to life. Lot size is L-shaped, irregular, and the Lake frontage is estimated to be 40 ft. Lot dimensions: 359.58 ft x 40.06 ft x 113.47 ft x 70.62 ft x 472.14 ft x 1.22 ft x 20.43 ft x 9.37 ft (as per GeoWarehouse). The home is currently serviced by a septic system. Municipal sewer connection is available.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1023 North Service Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$239,800 · Minimum $94,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,396/mo
About $88,752 a year
- $5,304
- $638
- Home insurance$125
- Utilities$330
- Maintenance & repairs$999
Cash needed to close
- Down payment (20%)
- $239,800
- Ontario land transfer tax
- $20,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $262,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1023 North Service Road, Hamilton, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 24, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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