13 Chestnut Lane, St. Catharines, ON
L2T 1G3
Listed November 5, 2026
About this property
Amazing turnkey opportunity for first-time buyers, investors and multi-generational families! Recently updated and thoughtfully designed, this unique property features two side-by-side, self-contained units, offering exceptional flexibility and excellent income potential. Live comfortably in one unit while generating rental income from the other to reduce mortgage costs, or take advantage of an excellent investment opportunity just minutes from Niagara College and Brock University. Each unit features its own private front entrance, separate heating and hydro, providing added convenience. The first unit offers a spacious living room, updated kitchen, two bedrooms, updated flooring and a basement with recreation room. The second unit features a generous living room, open-concept kitchen, bedroom and updated flooring. A private backyard and two parking spaces complete this well-maintained property. Located in a family-friendly neighbourhood close to schools, parks and everyday amenities, this versatile home offers a wonderful combination of comfort, convenience and investment potential. *Some photos are virtually staged.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 13 Chestnut Lane — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$65,000 · Minimum $16,250
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$2,400/mo
About $28,800 a year
- $1,438
- $236
- Home insurance$125
- Utilities$330
- Maintenance & repairs$271
Cash needed to close
- Down payment (20%)
- $65,000
- Ontario land transfer tax
- $3,350
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $70,850
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
13 Chestnut Lane, St. Catharines, ON
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Last Updated: November 5, 2026
Listing Office: RE/MAX WEST REALTY INC.
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