




123 A&B First Street Louth N/A, St. Catharines, ON
L2R 0C9
Listed October 21, 2026
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About this property
A truly one-of-a-kind offering in the highly sought-after Grapeview neighbourhood! This rare property features two semi-detached split level homes under one ownership, creating an exceptional opportunity for multi-generational living, extended families, or those seeking a unique and versatile living arrangement. Together, the homes offer 4 bedrooms plus 2 dedicated dens/offices, skylights in B, solatubes in A, 2 family rooms and 4 full bathrooms(one with a skylight), providing generous space and flexibility for today's lifestyles. Situated on a corner lot each residence enjoys its own private entrances facing 2 different streets & each having a separate driveway, and attached garages (a single & a 1 1/2 car), allowing for independence while remaining conveniently connected. Another bonus is the shared inground pool (4 1/2' deep - no deep end) with pergola, outside lower level walk out close to washroom access, 2 large sheds, combination privacy fencing & iron fencing all surrounded by a lush mature landscape. Ideally located, you'll be just minutes from excellent schools, parks, highway access, major shopping, and the hospital. Enjoy the best of both worlds with nearby roadside markets offering fresh local produce, while still being close to every urban convenience. Properties with this distinctive configuration are exceptionally rare. Whether you're accommodating multiple generations under one ownership or simply looking for a home that offers unmatched flexibility, this is a unique opportunity you won't want to miss.
Features
Property Details
Listing
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 123 A&B First Street Louth N/A — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$199,980 · Minimum $74,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$6,419/mo
About $77,028 a year
- $4,423
- $708
- Home insurance$125
- Utilities$330
- Maintenance & repairs$833
Cash needed to close
- Down payment (20%)
- $199,980
- Ontario land transfer tax
- $16,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $218,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
123 A&B First Street Louth N/A, St. Catharines, ON
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Last Updated: October 21, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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