12 Durham Way, Niagara-on-the-Lake, ON
L0S 1J0
Listed November 13, 2026
About this property
Welcome to 12 Durham Way in Niagara-on-the-Lake! Built in 2015, this 2-storey home offers 3 bedrooms and 2.5 bathrooms, along with a practical layout for comfortable everyday living. The living room features vaulted ceilings, while the main floor also offers a convenient powder room and laundry. Upstairs, the spacious primary bedroom features a walk-out balcony and a 4-piece ensuite complete with a Jacuzzi tub and separate walk-in shower. Outside, enjoy the backyard deck, perfect for relaxing or entertaining. An attached single-car garage adds everyday convenience. Located just a short drive from Outlet Collection at Niagara, Royal Niagara Golf Club and Woodend Conservation Area. Located in Niagara's renowned wine country, 12 Durham Way offers the opportunity to enjoy all that this sought-after region has to offer, with wineries, vineyards and local attractions just a short drive away.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 12 Durham Way — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$119,800 · Minimum $34,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$3,946/mo
About $47,352 a year
- $2,650
- $342
- Home insurance$125
- Utilities$330
- Maintenance & repairs$499
Cash needed to close
- Down payment (20%)
- $119,800
- Ontario land transfer tax
- $8,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $130,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
12 Durham Way, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 13, 2026
Listing Office: RE/MAX ESCARPMENT GOLFI REALTY INC.
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