




1048 LAKESHORE Road, Haldimand, ON
N0A 1P0
Listed November 10, 2026
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About this property
OWN THE LAND, LOVE THE LIFESTYLE...Escape to the relaxed pace of lakeside living where weekends naturally turn into lifelong memories. For generations, 1048 Lakeshore Road in Selkirk has been a cherished family retreat, and now it's ready for its next chapter. Even more unique, it's the only property in the area where you OWN THE LAND, giving you the freedom and long-term value that's rarely available in this sought-after waterfront community. Originally built as a home, the property was later converted to a retail store before returning to the comfortable 4-SEASON COTTAGE it is today. It is CURRENTLY COMMERCIALLY ZONED, adding an extra layer of flexibility for future possibilities while continuing to serve as a year-round residence or cottage. Inside, you'll find a functional layout featuring a bright living room, dining room, kitchen with pantry, utility/laundry room, 2 bedrooms and 2 bathrooms, including a primary bedroom with its own 3-piece ensuite. Three separate entrances offer added convenience, while forced-air gas heating, newer central air conditioning, copper plumbing, 100-amp breaker service and a slab foundation provide practical everyday comfort. A triple asphalt driveway offers plenty of parking for family and guests. Located just a short drive from Selkirk Provincial Park and Beach, Toronto Motorsports Park, and Cottonwood Mansion Museum, you'll have easy access to outdoor recreation, local attractions and everything that makes this area such a popular destination. The property is serviced by a septic system and cistern, as is common throughout the area. Opportunities to own land in this lakeside community are exceptionally rare. Add in the property's unique history, current commercial zoning, and comfortable year-round living, and you'll discover a one-of-a-kind opportunity to create your own family memories for generations to come. CLICK ON MULTIMEDIA for drone photos, floor plans and more.
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1048 LAKESHORE Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$85,800 · Minimum $85,800
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From the listing (2025 tax bill).
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One-time costs
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Estimated monthly cost of ownership
$2,031/mo
About $24,372 a year
- $1,898
- $133
Cash needed to close
- Down payment (20%)
- $85,800
- Ontario land transfer tax
- $5,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $93,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1048 LAKESHORE Road, Haldimand, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 10, 2026
Listing Office: RE/MAX ESCARPMENT REALTY INC.
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