9218 White Oak Avenue, Niagara Falls, ON
L2G 0E9
Listed October 19, 2026
About this property
Welcome to this stunning 4-bedroom, 4-bathroom detached home in the highly desirable Lyon's Creek community of Niagara Falls! Built in 2022, this impressive residence offers approximately 3,135 sq. ft. of above-grade living space, combining modern elegance with exceptional functionality. The main floor features beautiful hardwood flooring, separate living and dining areas, a spacious family room with a cozy gas fireplace, and a dedicated office/den ideal for working from home. The upgraded gourmet kitchen boasts quartz countertops, stainless steel appliances, a centre island, tiled backsplash, gas and electric hookups, and a generous breakfast area with walkout access to the deck. An elegant stained oak staircase with iron pickets adds a touch of sophistication. Upstairs, the luxurious primary suite offers a spa-inspired ensuite and a spacious walk-in closet. The second bedroom features its own ensuite and private balcony, while the additional bedrooms are generously sized, with a shared Jack-and-Jill-style semi-ensuite. The home also features two balconies, a conveniently located laundry area, and a double-car garage with direct interior access. The unfinished walkout basement, complete with upgraded windows and a bathroom rough-in, offers excellent potential for future living space. Situated on a premium ravine lot with no rear neighbours, this property provides a peaceful and private backyard setting. Ideally located near schools, parks, shopping, the upcoming hospital, and with convenient access to the QEW, this exceptional home offers the perfect blend of comfort, space, and convenience for modern family living.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 9218 White Oak Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$175,800 · Minimum $62,900
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,913/mo
About $70,956 a year
- $3,888
- $837
- Home insurance$125
- Utilities$330
- Maintenance & repairs$733
Cash needed to close
- Down payment (20%)
- $175,800
- Ontario land transfer tax
- $14,055
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $192,355
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
9218 White Oak Avenue, Niagara Falls, ON
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Last Updated: October 19, 2026
Listing Office: UPSTATE REALTY INC.
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