




92 Ward Circle, Thorold, ON
L2V 5C4
Listed October 26, 2026
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About this property
Welcome to 92 Ward Circle, an exceptional family home located on a cul-de-sac in South Confederation Heights. This well designed and meticulously maintained home boasts over 3,000 sqft of finished living space including 4 bedrooms and 3.5 baths. The main floor features vaulted ceilings in the living and dining rooms, kitchen with updated cabinetry, center island and granite countertops, dinette overlooking the serene backyard and in-ground pool, adjoining cozy family room with gas fireplace, an office, separate laundry room and a two piece bath. Travel up the open staircase to discover the spacious second floor with 4 large bedrooms including the massive master retreat with double door entry, walk-in closet and full ensuite bath with soaker tub and separate shower. The basement is partially finished with a rec-room, gym space, 3 piece bath, cold cellar and plenty of storage space. The real fun begins when you enter the private fully fenced and serene backyard with mature trees and featuring a massive in-ground pool, covered patio space, pool house and huge grass area perfect for family get togethers. Other features include central vac, double car garage, private driveway suitable for 4 vehicles. Some updates include; Furnace and Central Air (2023), pool liner (2017), roof shingles (2015). Cottage life in the city, truly a wonderful home to raise a family. Don't miss out on this one, it is sure to please, book your private viewing today!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 92 Ward Circle — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$179,980 · Minimum $64,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,824/mo
About $69,888 a year
- $3,981
- $638
- Home insurance$125
- Utilities$330
- Maintenance & repairs$750
Cash needed to close
- Down payment (20%)
- $179,980
- Ontario land transfer tax
- $14,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $196,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
92 Ward Circle, Thorold, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 26, 2026
Listing Office: ROYAL LEPAGE NRC REALTY
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